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Merchandise Loan Services

Benefits of the Merchandise Loan

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Seamless Repayment

Payments are automatically deducted as a percentage of daily card sales, simplifying the repayment process.

No Hidden Fees

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Quick Funding

Receive funds quickly to address immediate business needs.

Eligibility Criteria

To qualify for the Merchandise Loan, applicants must meet the following criteria:

Be a registered business in the United Kingdom.

Have an active card payment processing system.

Provide proof of consistent card transactions over the past three months.

"Empower your business to reach new heights with flexible financial solutions tailored to your growth. At Funds Capital, we believe in turning your ambitions into achievements."

What We Offer

Our Merchandise Loan ensures your business has the financial flexibility it needs:

  • Loan Amount: Borrow up to 90% of your average monthly card sales, with a maximum loan amount based on your transaction history. For example, if your monthly card sales are GBP 20,000, you may qualify for a loan of up to GBP 18,000.

  • Interest Rate: Fixed interest rate of 11%, offering predictability and transparency.

  • Repayment Terms: Flexible repayment aligned with your daily card transactions, ensuring ease and convenience.


 

Loan Utilization

The Merchandise Loan can be used for any legitimate business-related purpose, such as:

  • Stocking up on inventory.

  • Expanding your product offerings.

  • Covering operational expenses.

  • Investing in new business equipment.

Application Process

Applying for a Merchandise Loan is quick and straightforward. Submit the following documents:

  • Driving License: Clear pictures of both the front and back of your UK driving license.

  • Bank Statements: The last three months of bank statements in PDF format.

  • Card Machine Details: Information about your card payment processing system (e.g., UberEats, JustEat, Deliveroo, or other card machines).

  • Proof of Business Transactions: Evidence of consistent card transaction history.

Funds Capital may request additional documentation if necessary.

Repayment Terms

Repayments are directly linked to your card sales, making it easier to manage cash flow. A fixed interest rate of 11% ensures predictable repayment terms. Failure to make repayments may result in additional fees or penalties.

Why Choose Funds Capital for Merchandise Loans?

  • Business-Centric Approach: Designed specifically for businesses reliant on card transactions.

  • Fast Processing: Get approved and funded quickly.

  • Transparent Agreements: No hidden charges or surprises.

  • Flexible Repayment: Aligns with your daily business operations.

Ready to Take the Next Step?

Empower your business with Funds Capital’s Merchandise Loan. Contact us today to learn more or start your application.

Apply now and unlock the financial potential of your business!

Trusted By Thousands of Businesses Precisely When Needed

Join the growing network of small and medium-sized enterprises that rely on Funds Capital to fuel their growth and achieve their ambitions. With over 5,000 clients served, we have a proven track record of delivering reliable and impactful financial solutions tailored to unique business needs.

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Choose Funds Capital to experience a financial partner that prioritizes your success.

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